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Oval Locket with Diamond Border

Last updated:

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88 / 100

ProductScore

$1,650
Necklaces Ultimate milestone gifts (wedding, anniversary, new baby)Luxury locket collectorsHeirloom jewelry with maximum impact

Materials: 18K yellow gold with pavé diamond border and sapphire crystal windows

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The Verdict

The Oval Locket with Diamond Border is Monica Rich Kosann's most luxurious locket — the signature sapphire crystal and 18K gold construction elevated with a pavé diamond frame. It's the ultimate keepsake piece for those who want their most meaningful jewelry to also be their most beautiful. Premium pricing matched by premium execution.

Score Breakdown

Quality 36/40
Value 27/35
Style 25/25

What Customers Say

Based on 987 mentions across social media and review platforms

Described by users as "the locket you aspire to own." The diamond border elevates it from sentimental accessory to genuine luxury piece, and users report it receives compliments both for its beauty and its emotional significance. Price is the only consistent criticism, and even critics acknowledge the quality justifies much of it.

"This is the most beautiful locket I've ever seen. The diamond border catches light constantly and the 18K gold is so warm and rich. Inside, I have photos of my wedding day. It's perfect in every way."

Reddit r/jewelry

"My husband upgraded my original MRK locket to the diamond border version for our 10th anniversary. The difference is stunning — the diamonds add so much presence and sparkle. This is forever jewelry."

Google Reviews

"At $1,650, this is a serious purchase. The quality is indisputable and the diamond border is beautiful, but you need to be fully committed to the locket concept to justify this investment."

Trustpilot

"Exquisite locket with luxury-level finishing. The diamonds are well-set and the sapphire crystal is crystal clear. The mechanism is smooth and feels built to last. Top-tier execution of the locket concept."

Google Reviews

"I treated myself to this locket after a difficult year and filled it with photos that remind me of what matters. The diamond border makes it feel like actual fine jewelry, not just a locket. It's become my daily armor."

Instagram comment

Pros & Cons

Strengths

  • + Pavé diamond border transforms the locket from sentimental to genuinely luxurious
  • + 18K gold and sapphire crystal construction ensures multi-generational durability
  • + Represents the pinnacle of modern locket design
  • + Diamond sparkle adds visual interest beyond the sentimental function
  • + Complimentary photo fitting service ensures professional presentation

Trade-offs

  • $1,650 price point demands significant commitment
  • Diamond border adds weight compared to non-diamond lockets
  • Higher value increases anxiety about loss or damage
  • Limited to oval format only

Specifications

Metal 18K yellow gold
Diamonds Pavé-set round brilliant, approximately 0.45 ctw
Windows Sapphire crystal (9 Mohs hardness)
Locket Shape Oval
Locket Dimensions 24mm x 20mm
Chain Length 18 inches with 2-inch extender
Chain Style Cable link in 18K gold
Photo Capacity 2 photos

Alternatives to Consider

Frequently Asked Questions

How does this compare to the Gate Locket?
The Oval Locket with Diamond Border is larger (24mm vs 22mm), features a pavé diamond frame instead of an engraved gate motif, and comes with an 18K gold chain rather than requiring separate chain purchase. It represents Monica Rich Kosann's most premium locket offering and is priced accordingly at $1,650 vs $1,195.
Are the diamonds high quality?
The pavé diamonds are carefully selected for uniform color and brilliance, typically in the G-H color and VS clarity range. While individually small, the approximately 0.45 total carat weight creates a continuous sparkle effect around the locket that is striking in person.
Is the included chain also 18K gold?
Yes, the Oval Locket with Diamond Border comes with a matching 18K yellow gold cable link chain with a 2-inch extender. This ensures material consistency throughout the piece, unlike some lockets where the chain is a different metal than the pendant.

Full Review

The Ultimate Modern Locket

The Oval Locket with Diamond Border represents the apex of Monica Rich Kosann’s locket collection — everything the brand does well, amplified to its most luxurious expression. The 18K yellow gold locket body is familiar from the brand’s other offerings, as are the sapphire crystal windows and precision hinge mechanism. What elevates this piece is the frame of pavé-set diamonds that surrounds the locket, transforming it from a beautiful keepsake into a genuine fine jewelry statement piece.

Diamond Details

The approximately 0.45 carats of pavé diamonds are set with expert precision around the oval border, creating a continuous ring of sparkle that catches light from every angle. The diamonds serve a dual purpose: they add significant visual presence that makes the locket wearable as a standalone luxury pendant, and they frame the sapphire crystal windows in a way that draws the eye toward the photos within. The G-H color and VS clarity range ensures the diamonds read as bright and clean, complementing rather than competing with the warm 18K gold.

Heirloom Engineering

Like all Monica Rich Kosann lockets, the engineering here is designed for generational transfer. The sapphire crystal windows resist scratching from anything below 9 Mohs. The 18K gold will not tarnish or degrade. The hinge mechanism is built for decades of daily use. The included 18K gold chain matches the locket’s metal, ensuring consistent aging and patina development. Every element is calibrated for pieces that will be inherited, not discarded.

The Investment Case

At $1,650, this is the most expensive piece in Monica Rich Kosann’s locket line, and the investment demands consideration. The materials alone — 18K gold, 0.45 carats of diamonds, sapphire crystal — justify a substantial portion of the price. The craftsmanship and engineering justify more. And the emotional value, which accrues over years and decades as the locket carries increasingly precious memories, is genuinely priceless. For milestone moments that deserve a lasting marker, the Oval Locket with Diamond Border is an exceptional choice.

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